Insurance Requirements for Driver-Guides

Vehicle Insurance

Whenever a vehicle is offered for hire with a driver for payment additional insurance cover is required by law. This is sometimes called Hire & Reward but more properly known as Private Hire insurance. All members of the DGA have provided proof that they have that cover.

There has been confusion over the wording of standard insurance policies (“social domestic and pleasure”) because they often include cover for use “in connection with the policy-holders business”. Some guides have interpreted that as covering them for driver-guiding, but it does not.

Public Liability Insurance

All members also have substantial Public Liability insurance.